Thatch dashboard

Easy, modern ICHRA

Thatch is the fastest way to get set up with ICHRA. We handle all the compliance, setup, and administration so you can focus on what matters.

Set a budget with the Thatch ICHRA for SMB

Just set a healthcare budget

The Individual Coverage Health Reimbursement Arrangement (ICHRA) is a new, flexible way to offer healthcare to your company. Rather than choosing and managing one set of benefits for everyone, you just set a healthcare budget for your team. You save time managing benefits, and your employees get a more customizable benefits experience.

Learn more about ICHRA

Thatch plan selection

Everyone picks their own plan

Your team chooses their own health, dental, and vision insurance from dozens of options, rather than being forced into one plan. This means they can choose the plan that's best for them given their doctors, prescriptions, and preferences. It also means you don't have to spend time selecting and managing a plan for everyone.

  1. Welcome to Thatch! Text us questions about your benefits any time.

    Today at 4:41pm

  2. Can I use Thatch to pay for a humidifier?

    Today at 4:43pm

  3. Yes! Humidifiers are considered a qualified medical expense.

    Today at 4:43pm

  4. What about prescriptions?

    Today at 4:44pm

  5. Prescriptions are covered by your Thatch budget.

    Today at 4:44pm

Thatch handles the details

ICHRAs are super powerful, but can be complex. With Thatch, you don't need to become a benefits expert: we handle all the setup and administration, including compliance with federal regulations. When questions arise, your employees can talk with us in real time via SMS to get help when they need it.

Thatch card used with ICHRA for startups

More efficient and flexible

Your budget goes further with Thatch, and you have the option to let your employees use their healthcare budget for any qualifying medical expense. Most businesses save money and time, and employees love that they can use their budget the way that works best for them. It’s a win-win.

Want to use ICHRA at your company?

Thatch works for companies of all sizes and takes minutes to set up.