Thatch provides an Individual Coverage HRA (ICHRAs) for enterprises. We make it easy to offer health benefits to your team, and handle all the compliance and administration so you can focus on what matters to your business.
The Individual Coverage Health Reimbursement Arrangement (ICHRA) is a new, flexible way for businesses of any size to offer great health benefits to their team. Instead of selecting and managing benefits directly, you set a healthcare budget for your team, which they spend the way they want. It's a great fit for enterprises; you spend less time managing benefits, and your employees get a more personal, flexible benefits experience.
For individuals
For individuals + spouse
For families
Employees pick a plan that matches their needs and covers their doctors. Your team gets better coverage, more flexibility in how they spend that budget, and a more modern benefits experience. You get a turnkey experience, and save time managing benefits.
Administering benefits is painful and time-consuming for big businesses. When you use Thatch, you get access to a tailor-made ICHRA for your business and employees. We handle all of the setup, compliance, and administration, including payroll, taxes, and legal notices. We also provide fast, friendly support with an AI-powered SMS bot and a team of friendly human beings.
You have the option to allow your team to use their healthcare budget to pay for more than just health, dental, and vision insurance. Your all-in healthcare budget can be applied to the healthcare costs that are most important to your team: including therapy, prescriptions, fertility treatments, and more. We manage all of this automatically via a Thatch debit card.
We offer our enterprise clients a seamless and personalized onboarding experience. From the initial setup to full integration, our dedicated team ensures that every aspect of your transition is handled with precision and care. We provide comprehensive support, including tailored consultations, step-by-step guidance, and hands-on assistance, allowing you to focus on what matters most—your business.
See how Thatch makes it easy to provide great benefits to your business with an ICHRA.