Better health benefits
for less money
Thatch makes it easy to give your team great healthcare. You set a budget, and your employees spend it the way that works best for them.
Erin Taylor
Account Executive
$702
Healthcare budget
$593
Spent in December
Kaiser Gold HMO 80
$344
Therapy visits
$100
Prescriptions
$120
BEAM Dental Basic
$29
Thatch is a better way to do health benefits
Thatch is an all-in-one platform that makes it easy to offer the most personalized healthcare experience to your employees using an ICHRA . You just decide what to spend, and your team gets great healthcare.
You set a budget, Thatch takes care of the rest
Thatch is a new way to do healthcare. Instead of choosing specific benefits, you set a budget and empower your team members to choose the healthcare experience that's right for their needs.
It's a more personal, flexible, and affordable way to provide healthcare for your team.
Calculate monthly healthcare budget
$545
Employee
$845
Employee + 1
$1145
Employee + 2 or more
Employees choose insurance on Thatch
Your team gets access to health, dental, and vision insurance plans from the country's top carriers, directly on Thatch. Employees love the flexibility, and can choose a plan their doctor takes.
Employees allocate their budget however they want
The healthcare budget you set with Thatch can be applied by your team members toward healthcare the way that's best for them, combining their preferred health insurance plan with other benefits and costs. Under the hood, we facilitate an ICHRA to create an entirely new way to give your team healthcare.
$710.00
Todd James
Software Engineer
750
- United Gold PPO$450
- Prescriptions$200
- Function Health Labs$100
Jane Diaz
Account Executive
750
- BCBS Silver HMO$500
- Prenuvo MRI$150
- Carrot Fertility$100
Ming Hu
Account Executive
750
- Oscar Silver Classic$400
- Therapy Copays$200
- Labcorp Diagnostics$150
Emma Green
Data Analyst
475
- Cigna Bronze HSA$300
- Vision Checkup$100
- Gym Membership$75
Liam Clark
Product Manager
750
- Aetna Gold PPO$350
- Physical Therapy$300
- Nutritionist Session$100
Brent Martin
UX Designer
750
- Kaiser Permanente HMO$400
- BetterHelp Membership$250
- Yoga Classes$100
Todd James
Software Engineer
750
- United Gold PPO$450
- Prescriptions$200
- Function Health Labs$100
Jane Diaz
Account Executive
750
- BCBS Silver HMO$500
- Prenuvo MRI$150
- Carrot Fertility$100
Ming Hu
Account Executive
750
- Oscar Silver Classic$400
- Therapy Copays$200
- Labcorp Diagnostics$150
Emma Green
Data Analyst
475
- Cigna Bronze HSA$300
- Vision Checkup$100
- Gym Membership$75
Liam Clark
Product Manager
750
- Aetna Gold PPO$350
- Physical Therapy$300
- Nutritionist Session$100
Brent Martin
UX Designer
750
- Kaiser Permanente HMO$400
- BetterHelp Membership$250
- Yoga Classes$100
One card, tailored experiences
If employees spend less than their budgeted amount on insurance, they receive a Thatch Visa debit card they can use to pay for healthcare costs, like prescriptions, copays, therapy, and more.
How can I help you today?
Easy compliance and support with ThatchBot
ThatchBot is an AI-powered service available 24/7 to every employee. Send a text to ThatchBot with photos of receipts for compliance and convenience. Ask whether an expense is covered by your budget and get an instant, accurate answer. Text to get help with anything related to your account.
Works with all payroll providers and insurance plans
Thatch just works out of the box, with no integration or implementation. It's an all-in-one solution that works with whatever payroll system you use, and all the insurance plans your team needs.
Set up Thatch in minutes just by telling us about your company and connecting your payroll and bank. Get benefits in 5 minutes.
You can switch any time of the year, not just during open enrollment. We'll help you cancel your old plan and get your team set up with Thatch.
Thatch can help employees in every state find insurance coverage their doctors take. Employees love Thatch because they get what they want.
Automatically generate fine-grained budgets. We make it easy to create budget classes for different types of employees based on location or other factors.
Stand out to candidates coming from larger companies by offering better, more flexible benefits built for modern companies.
Ensure your employees are covered with the best health benefits, without the hassle of managing a traditional group health plan.
Calculate insurance costs instantly →
Get started with Thatch
Give your team more choice and control over their health benefits. Thatch is the modern, flexible way to do healthcare.
