The new way to do healthcare

Thatch makes it easy to give your team great healthcare. You set a budget, and your employees spend it the way that works best for them.

Erin Taylor

Erin Taylor

San Francisco, CA


Healthcare budget


Spent in July

Kaiser Gold HMO

Therapy visits


BEAM Dental Basic

Get great healthcare in 5 minutes

Thatch is an all-in-one platform that makes it easy to offer the most personalized healthcare experience to your employees using an ICHRA and HSA. You just decide what to spend, and your team gets great healthcare.

Monthly healthcare budget

You're offering better benefits than 50% of companies at your stage


For individuals


For individuals + spouse


For families

You set a budget, Thatch takes care of the rest

Instead of taking a one size fits all approach to your teams' health with a group health plan, set a budget and empower your team members to choose the healthcare experience that's right for their needs.

It's a more personal, flexible, and affordable way to provide healthcare for your team.

$872 healthcare budget
Gold HMO
Option 1
Option 2
Option 3

Employees allocate their budget however they want

The healthcare budget you set with Thatch can be applied by your team members toward healthcare the way that's best for them, combining their preferred health plan with other benefits and costs. Under the hood, we facilitate an HRA to create an entirely new way to give your team healthcare.









Everyone gets a card for all healthcare expenses

Each employee gets a Thatch Visa debit card they can use to pay for healthcare the way they want, on everything from their preferred health plan to out of pocket costs. Thatch manages the administration and compliance, making it easy for your team to get the most out of their healthcare budget.

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Text-based everything, powered by ThatchBot

ThatchBot is an SMS interface you can use 24/7, instead of calling an 800 number and waiting on hold during business hours. Text ThatchBot photos of receipts for compliance and convenience. Text to find out if an expense is HSA-eligible. Text to get help with anything related to bills or claims.

Works with most health plans and payroll providers

Thatch just works out of the box, with no need to integrate anything. It's an all-in-one solution that supercharges your company's health benefits.


5 minute setup

Set up Thatch in minutes just by telling us about your company and connecting your payroll and bank. Get benefits in 5 minutes.

Switching is easy

You can switch any time of the year, not just during open enrollment. We’ll help you cancel your old plan and get your team set up with Thatch.

Works for all employees

Whether your employees choose an HSA eligible plan or not, Thatch can help them save money and get the most out of their benefits.

More efficient budgeting

Create fine-grained budgets. We make it easy to create classes for different types of employees based on location or other factors.

Helps with hiring top talent

Stand out to candidates coming from larger companies by offering better, more flexible benefits built for startups.

The easiest way to offer health benefits

Ensure your employees are covered with the best health benefits, without the hassle of managing a traditional group health plan.


Create the healthcare experience your employees deserve

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© 2023 Thatch Health, Inc.
Thatch Health, Inc. is a financial technology company and is not a bank. Banking services provided by Thread Bank; Member FDIC. Thatch Visa Debit Cards are issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.