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ICHRA for startups

Thatch makes it easy to offer health benefits to your startup via an ICHRA. We handle all the setup and administration so you can focus on what matters.

Monthly healthcare budget

You're offering better benefits than 50% of companies at your stage


For individuals


For individuals + spouse


For families

Thatch is the ICHRA built for startups

The Individual Coverage Health Reimbursement Arrangement (ICHRA) is a new, flexible way to offer health benefits to your company. Instead of choosing and managing benefits, you just set a healthcare budget for your team. It's perfect for startups: you save time managing benefits, and your employees get a more customizable benefits experience.

Learn more about ICHRA

Thatch plan selection

Better for distributed teams

ICHRAs work great for startups and small businesses with employees in multiple states. With group health insurance, you receive a plan based on your company's legal headquarters address. Using Thatch, your employees instead choose health benefits based on their own zip code. The result is employees have more options and better local coverage.

  1. Welcome to Thatch! Text us questions about your benefits any time.

    Today at 4:41pm

  2. Can I use Thatch to pay for a humidifier?

    Today at 4:43pm

  3. Yes! Humidifiers are considered a qualified medical expense.

    Today at 4:43pm

  4. What about prescriptions?

    Today at 4:44pm

  5. Prescriptions are covered by your Thatch budget.

    Today at 4:44pm

Offload your benefits to Thatch

Managing benefits is a painful, time consuming process. With Thatch, you get an ICHRA for your startup, but spend less time on benefits and more time on your business. We handle all the setup and administration, including compliance with federal regulations. We also provide great support, so you and your employees can get help when you need it.

Thatch card used with ICHRA for startups

Benefits your team will actually love (and use)

With Thatch, your team can use their healthcare budget to pay for more than just health, dental, and vision insurance. You have the option to provide an all-in healthcare budget they can use for the healthcare expenses that are most important to them: including therapy, prescriptions, fertility treatments, and more. It's all facilitated with a Thatch debit card.

The best ICHRA for startups

See why Thatch is the easiest way to offer health benefits to your startup.

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Thatch Health, Inc. is a financial technology company and is not a bank. Banking services provided by Thread Bank; Member FDIC. Thatch Visa Debit Cards are issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.