Health benefits for your team

The easiest ICHRA administration software for brokers

Set your clients up with ICHRA in 5 minutes. We partner with brokers to bring simple, flexible, and affordable health benefits to companies of all sizes.


What is ICHRA?

An Individual Coverage Health Reimbursement Arrangement (ICHRA) is a way for companies to provide healthcare benefits to their team via the individual healthcare marketplace. It's a new type of health benefit that your clients and their employees to use pre-tax money from their business to reimburse their team for any of their healthcare expenses, including health insurance, dental insurance, vision insurance, and more.

ICHRAs are a great fit for some clients — especially if their team is primarily in an area where individual coverage is more affordable on the individual marketplace. Thatch makes it easy for brokers to offer ICHRA to their clients.


Set a budget with the Thatch ICHRA for SMB

Fast and Simple ICHRA Setup

Get your clients set up with ICHRA lighting fast. Spend less time managing ICHRA groups than you do with traditional group coverage.

Thatch plan selection

Maximize Your ICHRA Commissions

Thatch offers great economics for broker partners. Make more money while freeing up your time to focus on what you do best – making your clients happy.

Partner with Thatch

Thatch ICHRA plan selection

Control costs for your clients

Your clients are tired of renewal increases. Thatch uses intelligent data tools to generate instant quotes that save your customers real money at renewal.

Thatch card used with ICHRA for startups

We Handle Administration

From employer and employee onboarding, to ICHRA notices and COBRA, we manage all aspects of set-up and ongoing compliance for you.

Thatch ICHRA plan selection

Wide range of plans

Thatch offers all off-exchange plans from hundreds of different carriers in all 50 states. Employees use our intuitive tools to find the plan that works best for them.

Everything your clients need

Hundreds of brokers and employers trust Thatch to manage ICHRA benefits.

OpenReq uses Thatch for ICHRA
Fragment uses Thatch
Stainless uses Thatch
Kids Empire uses Thatch

Chat with our broker team

Let's work together. We empower brokers to streamline the setup and management of ICHRAs for companies of all sizes.

Thatch Health, Inc. is a financial technology company and is not a bank. Banking services provided by Thread Bank; Member FDIC. Thatch Visa Debit Cards are issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
This website is operated by Thatch Health, Inc. Insurance services are provided by Thatch Health Insurance Services LLC. See Thatch Health Insurance Services LLC insurance licenses.
Insurance services described on this website are provided by Thatch Health Insurance Services LLC and not the Health Insurance Marketplace® website. In offering this website, Thatch Health Insurance Services LLC is required to comply with all applicable federal laws, including the standards established under 45 CFR §§155.220(c) and (d) as well as 45 CFR §155.260 to protect the privacy and security of personally identifiable information. This website may not support enrollment in all Qualified Health Plans (QHPs) being offered in your state through the Health Insurance Marketplace® website. For enrollment support in all available QHP options in your state, go to the Health Insurance Marketplace® website at