Offering Thatch is smarter and more predictable for us
At Leaders Furniture, we’re committed to creating competitive advantages across every aspect of our operations—especially when it comes to supporting our employees with robust, flexible health benefits. But like many employers, we faced increasing pressure from group medical costs and limited flexibility, which made it harder to meet the diverse needs of our workforce.
As we approached our 2025 renewal, we were hit with a +50% rate increase from our reinsurer, plus new claims limitations that posed a major financial threat to our organization. That’s when our broker introduced us to Thatch.
Transitioning to Thatch gave us exactly what we needed: predictability, flexibility, and a better employee experience. — David Duncan, Administrative Director
Financial impact: predictable costs, broader choice
Key results:
Cost control: We eliminated the uncertainty of group renewals by setting a fixed monthly allowance per employee—no more surprise spikes in spend. Despite facing a projected +50% increase for 2025, we were able to maintain our same level of coverage at 2024 expense levels thanks to Thatch.
Optimized budget use: The individual market gave our team more options at better prices. Many employees now get comprehensive coverage at or below their allowance. We let them use any leftover funds on qualified health expenses—it’s a smarter, more flexible way to offer benefits they actually enjoy.
Expanded access: Employees can choose plans that suit their unique needs—whether that’s low-cost essential coverage or more robust plans with additional features.
💬 “Moving to Thatch meant we could finally get off the rollercoaster of group plan renewals. We know exactly what we’re spending each month, and our employees get plans that actually fit their lives.”
Employee experience: more flexibility, higher engagement
What employees are saying:
Employees appreciate having control—those who want premium plans can pay the difference, while others stay within their allowance at no cost.
Having a choice of plan types and carriers increases confidence and satisfaction.
Thatch’s platform is intuitive, and support is readily available when needed.
💬 “The transition felt like a big change at first, but once people saw their options, they got excited. It’s empowering to choose a plan that’s right for you—not just the one-size-fits-all group plan we had before.”
Why Leaders Furniture chose Thatch
1️⃣ Cost predictability & flexibility – We now set clear budgets without sacrificing quality
2️⃣ Simple, seamless platform – Thatch makes benefits easy—for HR, leadership, and employees
3️⃣ True partnership – Thatch listens, adapts, and works with us to continually improve the experience
💬 “This isn’t just a new benefits platform. It’s a smarter way to take care of our people and our bottom line at the same time.”
