ICHRA for startups

Thatch makes it easy to offer health benefits to your startup via an ICHRA. We handle all the setup and administration so you can focus on what matters.

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Built for companies of all shapes and sizes

Hundreds of businesses, from startups to enterprises, trust Thatch to give great health benefits to their teams.

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Thatch is the ICHRA built for startups

The Individual Coverage Health Reimbursement Arrangement (ICHRA) is a new, flexible way to offer health benefits to your company. Instead of choosing and managing benefits, you just set a healthcare budget for your team. It's perfect for startups: you save time managing benefits, and your employees get a more customizable benefits experience.

Monthly healthcare budget

50%
You're offering better benefits than 50% of companies at your stage

$545

For individuals

$845

For individuals + spouse

$1145

For families

Better for distributed teams

ICHRAs work great for startups and small businesses with employees in multiple states. With group health insurance, you receive a plan based on your company's legal headquarters address. Using Thatch, your employees instead choose health benefits based on their own zip code. The result is employees have more options and better local coverage.

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Offload your benefits to Thatch

Managing benefits is a painful, time consuming process. With Thatch, you get an ICHRA for your startup, but spend less time on benefits and more time on your business. We handle all the setup and administration, including compliance with federal regulations. We also provide great support, so you and your employees can get help when needed.

  1. Welcome to Thatch! Text us questions about your benefits any time.

    Today at 4:41pm

  2. Can I use Thatch to pay for a humidifier?

    Today at 4:43pm

  3. Yes! Humidifiers are considered a qualified medical expense.

    Today at 4:43pm

  4. What about prescriptions?

    Today at 4:44pm

  5. Prescriptions are covered by your Thatch budget.

    Today at 4:44pm

Benefits your team will actually love (and use)

With Thatch, your team can use their healthcare budget to pay for more than just health, dental, and vision insurance. You have the option to provide an all-in healthcare budget they can use for the healthcare expenses that are most important to them: including therapy, prescriptions, fertility treatments, and more. It's all facilitated with a Thatch debit card.

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The best ICHRA for startups

See why Thatch is the easiest way to offer health benefits to your startup.

Thatch Health, Inc. is a financial technology company and is not a bank. Banking services provided by Thread Bank; Member FDIC. Thatch Visa Debit Cards are issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
This website is operated by Thatch Health, Inc. Insurance services are provided by Thatch Health Insurance Services LLC. See Thatch Health Insurance Services LLC insurance licenses.
Insurance services described on this website are provided by Thatch Health Insurance Services LLC and not the Health Insurance Marketplace® website. In offering this website, Thatch Health Insurance Services LLC is required to comply with all applicable federal laws, including the standards established under 45 CFR §§155.220(c) and (d) as well as 45 CFR §155.260 to protect the privacy and security of personally identifiable information. This website may not support enrollment in all Qualified Health Plans (QHPs) being offered in your state through the Health Insurance Marketplace® website. For enrollment support in all available QHP options in your state, go to the Health Insurance Marketplace® website at Healthcare.gov.