How health insurance carrier pricing works on Thatch

Jeremy Wolf |

How health insurance carrier pricing works

Tl;dr: The price you see on Thatch is sourced directly from the insurance carriers, and reflects the same price you'd encounter from the insurance carrier directly. We ensure transparency and accuracy in pricing without adding any markup, and Thatch never keeps any of the premium price you pay. In rare instances of price discrepancies or changes, the correct carrier charge will always be applied.

The pricing process

Health insurance pricing can often seem complex and opaque. Here's how we handle it on Thatch:

  • Direct carrier data: The prices displayed on Thatch are directly obtained from the insurance carriers. This means the price you see is the same as what you would find if you approached the carrier directly.

  • No markup policy: At Thatch, we do not add any additional fees to the premium prices. The amount you see is the unaltered premium set by the insurance carrier.

How we ensure price accuracy

We take a few steps to ensure that the prices you see on Thatch are accurate and up-to-date:

  • Data verification: We regularly verify the pricing data provided by the carriers to ensure that what you see on Thatch is the most current and accurate.

  • Handling price discrepancies: In rare cases where the carrier-provided price is incorrect or changes after being listed, we take immediate steps to update our listings. You will only be charged the correct amount as determined by the insurance carrier.

Why use Thatch for price comparisons?

You can compare health insurance plan prices on our plans page. Here's why you should use Thatch for your health insurance price comparisons:

  • Simplicity: Thatch simplifies the process of comparing health insurance prices from various carriers, all in one place.

  • Transparency: Our commitment to transparency means that you have access to straightforward and honest pricing information.

  • Consistency: With Thatch, you are guaranteed to pay the same price as you would if you purchased the plan directly from the carrier.

Understanding pricing on Thatch

Understanding health insurance pricing is crucial in making informed decisions about your healthcare coverage. At Thatch, we provide transparent, accurate, and fair pricing to help you choose the best plan for your needs. Remember, the price you pay on Thatch is the same as going directly to the carrier – with no hidden fees or markups.

Compare ICHRA plan prices on Thatch

Thatch makes it easy to compare ICHRA plan prices.

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Insurance services described on this website are provided by Thatch Health Insurance Services LLC and not the Health Insurance Marketplace® website. In offering this website, Thatch Health Insurance Services LLC is required to comply with all applicable federal laws, including the standards established under 45 CFR §§155.220(c) and (d) as well as 45 CFR §155.260 to protect the privacy and security of personally identifiable information. This website may not support enrollment in all Qualified Health Plans (QHPs) being offered in your state through the Health Insurance Marketplace® website. For enrollment support in all available QHP options in your state, go to the Health Insurance Marketplace® website at