Better health benefits
for less money
Thatch makes it easy to give your team great healthcare. You set a budget, and your employees spend it the way that works best for them.

Erin Taylor
Account Executive
$702
Healthcare budget
$593
Spent in December
Kaiser Gold HMO 80
$344
Therapy visits
$100
Prescriptions
$120
BEAM Dental Basic
$29
Employees choose insurance on Thatch
Your team gets access to health, dental, and vision insurance plans from the country's top carriers, directly on Thatch. Employees love the flexibility, and can choose a plan their doctor takes.

Your team gets benefits that fit their needs
The Thatch Marketplace unlocks exclusive member pricing on a curated ecosystem of high-impact health and wellness services — all accessible through the same tax-free allowance employees use for insurance.
Employees allocate their budget however they want
The healthcare budget you set with Thatch can be applied by your team members toward healthcare the way that's best for them, combining their preferred health insurance plan with other benefits and costs. Under the hood, we facilitate an ICHRA to create an entirely new way to give your team healthcare.



Todd James
Software Engineer
750
- United Gold PPO$450
- Prescriptions$200
- Function Health Labs$100

Jane Diaz
Account Executive
750
- BCBS Silver HMO$500
- Prenuvo MRI$150
- Carrot Fertility$100

Ming Hu
Account Executive
750
- Oscar Silver Classic$400
- Therapy Copays$200
- Labcorp Diagnostics$150

Emma Green
Data Analyst
475
- Cigna Bronze HSA$300
- Vision Checkup$100
- Gym Membership$75

Liam Clark
Product Manager
750
- Aetna Gold PPO$350
- Physical Therapy$300
- Nutritionist Session$100

Brent Martin
UX Designer
750
- Kaiser Permanente HMO$400
- BetterHelp Membership$250
- Yoga Classes$100

Todd James
Software Engineer
750
- United Gold PPO$450
- Prescriptions$200
- Function Health Labs$100

Jane Diaz
Account Executive
750
- BCBS Silver HMO$500
- Prenuvo MRI$150
- Carrot Fertility$100

Ming Hu
Account Executive
750
- Oscar Silver Classic$400
- Therapy Copays$200
- Labcorp Diagnostics$150

Emma Green
Data Analyst
475
- Cigna Bronze HSA$300
- Vision Checkup$100
- Gym Membership$75

Liam Clark
Product Manager
750
- Aetna Gold PPO$350
- Physical Therapy$300
- Nutritionist Session$100

Brent Martin
UX Designer
750
- Kaiser Permanente HMO$400
- BetterHelp Membership$250
- Yoga Classes$100
Works with all payroll providers and insurance plans
Thatch just works out of the box, with no integration or implementation. It's an all-in-one solution that works with whatever payroll system you use, and all the insurance plans your team needs.
Set up Thatch in minutes just by telling us about your company and connecting your payroll and bank. Get benefits in 5 minutes.
You can switch any time of the year, not just during open enrollment. We'll help you cancel your old plan and get your team set up with Thatch.
Thatch can help employees in every state find insurance coverage their doctors take. Employees love Thatch because they get what they want.
Automatically generate fine-grained budgets. We make it easy to create budget classes for different types of employees based on location or other factors.
Stand out to candidates coming from larger companies by offering better, more flexible benefits built for modern companies.
Ensure your employees are covered with the best health benefits, without the hassle of managing a traditional group health plan.
Calculate insurance costs instantly →
Get started with Thatch
Give your team more choice and control over their health benefits. Thatch is the modern, flexible way to do healthcare.
